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ANA Card USA Plus vs Disney Premier

ANA Card USA Plus

ANA Card USA Plus

$85/yr
6.5/10
VS
Disney Premier

Disney Premier

$49/yr
6.5/10
Quick Answer

ANA Card USA Plus charges $85/yr with 1X base rewards. Disney Premier charges $49/yr with 1X base rewards. Disney Premier offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for ANA Card USA Plus →
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Apply for Disney Premier →
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Category
ANA Card USA Plus
Disney Premier
Annual Fee
$85
$49 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Disney Premier
Lower annual fee ($85 vs $49)

Rewards Earning

ANA Card USA Plus
3 earning categories

Benefits & Protection

ANA Card USA Plus
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Disney Premier wins for most people

The $36 fee difference is hard to justify unless you maximize premium benefits.

Apply for Disney Premier
PREMIUM PICK

ANA Card USA Plus wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for ANA Card USA Plus

Rewards Earning: Detailed Comparison

ANA Card USA Plus

ANA flights2.0X
Dining & hotel stays1.5X
Everything else1.0X

Disney Premier

Disney direct purchases2.0X
Everything else1.0X
Read ANA Card USA Plus Review →Read Disney Premier Review →