ANA Card USA Plus vs Lufthansa Miles & More
ANA Card USA Plus
$85/yr
6.5/10
VS
Lufthansa Miles & More
$89/yr
6.5/10
Quick Answer
ANA Card USA Plus charges $85/yr with 1X base rewards. Lufthansa Miles & More charges $89/yr with 1X base rewards. ANA Card USA Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
ANA Card USA Plus
Lower annual fee ($85 vs $89)
Rewards Earning
ANA Card USA Plus
3 earning categories
Benefits & Protection
ANA Card USA Plus
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
ANA Card USA Plus wins for most people
The $4 fee difference is hard to justify unless you maximize premium benefits.
Apply for ANA Card USA PlusPREMIUM PICK
Lufthansa Miles & More wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Lufthansa Miles & MoreRewards Earning: Detailed Comparison
ANA Card USA Plus
| ANA flights | 2.0X |
| Dining & hotel stays | 1.5X |
| Everything else | 1.0X |
Lufthansa Miles & More
| Lufthansa Group airlines | 2.0X |
| Everything else | 1.0X |