Breeze vs FlexPerks Gold

Breeze
$89/yr
6.5/10
VS

FlexPerks Gold
$85/yr
6.5/10
Quick Answer
Breeze charges $89/yr with 1X base rewards. FlexPerks Gold charges $85/yr with 1X base rewards. FlexPerks Gold offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
FlexPerks Gold
Lower annual fee ($89 vs $85)
Rewards Earning
Breeze
3 earning categories
Benefits & Protection
Breeze
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
FlexPerks Gold wins for most people
The $4 fee difference is hard to justify unless you maximize premium benefits.
Apply for FlexPerks GoldPREMIUM PICK
Breeze wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for BreezeRewards Earning: Detailed Comparison
Breeze
| Breeze purchases | 3.0X |
| Grocery stores & dining | 2.0X |
| Everything else | 1.0X |
FlexPerks Gold
| Airlines, gas stations, grocery stores | 3.0X |
| Everything else | 2.0X |