Advertiser Disclosure — This site may receive compensation when you click links and apply for credit cards. Compensation may impact which products appear and their placement. We strive to provide accurate information but cannot guarantee all details are current. This site does not include every credit card available. Always verify terms with the card issuer before applying. Full disclosure

Breeze vs FlexPerks Gold

Breeze

Breeze

$89/yr
6.5/10
VS
FlexPerks Gold

FlexPerks Gold

$85/yr
6.5/10
Quick Answer

Breeze charges $89/yr with 1X base rewards. FlexPerks Gold charges $85/yr with 1X base rewards. FlexPerks Gold offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Breeze →
PointsPick may earn a commission. Disclosure
Apply for FlexPerks Gold →
PointsPick may earn a commission. Disclosure
Category
Breeze
FlexPerks Gold
Annual Fee
$89
$85 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

FlexPerks Gold
Lower annual fee ($89 vs $85)

Rewards Earning

Breeze
3 earning categories

Benefits & Protection

Breeze
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

FlexPerks Gold wins for most people

The $4 fee difference is hard to justify unless you maximize premium benefits.

Apply for FlexPerks Gold
PREMIUM PICK

Breeze wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Breeze

Rewards Earning: Detailed Comparison

Breeze

Breeze purchases3.0X
Grocery stores & dining2.0X
Everything else1.0X

FlexPerks Gold

Airlines, gas stations, grocery stores3.0X
Everything else2.0X
Read Breeze Review →Read FlexPerks Gold Review →