Best Credit Cards for 670 Credit Score [2026]
Updated March 2026 • 10 cards compared
What to Expect with 670 Credit Score
Good credit unlocks solid rewards cards like the Chase Freedom Unlimited, Capital One Quicksilver, and Citi Double Cash. Premium cards with high annual fees may still require a higher score.
Approval odds are estimates based on reported card requirements. Individual results vary. Check with the issuer for official eligibility requirements.
Best Credit Cards for 670 Credit Score
| # | Card | Issuer | Annual Fee | Reward Rate | Est. Min Score | Apply |
|---|---|---|---|---|---|---|
| 1 | Active Cash | Wells Fargo | No fee | 2.0x | 580+ | Apply |
| 2 | Signify Business Cash | Wells Fargo | No fee | 2.0x | 580+ | Apply |
| 3 | Freedom Unlimited | Chase | No fee | 1.5x | 580+ | Apply |
| 4 | JetBlue | Barclays | No fee | 1.0x | 670+ | Apply |
| 5 | Savor | Capital One | No fee | 1.0x | 580+ | Apply |
| 6 | Disney | Chase | No fee | 1.0x | 670+ | Apply |
| 7 | Double Cash | Citi | No fee | 1.0x | 580+ | Apply |
| 8 | Quicksilver | Capital One | No fee | 1.0x | 580+ | Apply |
| 9 | Customized Cash Rewards | Bank of America | No fee | 1.0x | 580+ | Apply |
| 10 | Platinum Rewards | PenFed | No fee | 1.0x | 670+ | Apply |
Approval odds are estimates. Results vary. Verify eligibility requirements with the issuer.
How to Improve Your Credit Score
- Maintain your on-time payment streak — one missed payment can lower your score significantly.
- Keep credit utilization under 10% for maximum scoring benefit.
- Avoid applying for multiple cards at once — space applications 6 months apart.
Frequently Asked Questions
What credit card is best for good credit?
Chase Freedom Unlimited (1.5% on all purchases + 3% on dining), Citi Double Cash (2% back), and Capital One Quicksilver (1.5% back) are top picks for good credit.
What credit score is needed for Chase Sapphire Preferred?
Chase Sapphire Preferred is generally available to applicants with good to excellent credit (670+), though Chase also considers income, existing Chase relationships, and 5/24 status.
Can I get a travel card with good credit?
Yes. The Chase Sapphire Preferred, Capital One Venture, and Citi Premier are all commonly approved for applicants with good credit (670+).
What APR should I expect with good credit?
With good credit, you will typically see APR offers of 17-24% on standard credit cards and 12-18% on 0% APR cards (after the promotional period).
How do I go from good to excellent credit?
Maintain perfect payment history, keep utilization under 10%, and let your credit age naturally. Most people can reach excellent credit (800+) within 2-3 years of consistent good credit management.