Best Credit Cards for Good Credit (670-739) [2026]
Updated March 2026 • 10 cards compared
What to Expect with Good Credit (670-739)
Good credit unlocks solid rewards cards like the Chase Freedom Unlimited, Capital One Quicksilver, and Citi Double Cash. Premium cards with high annual fees may still require a higher score.
Approval odds are estimates based on reported card requirements. Individual results vary. Check with the issuer for official eligibility requirements.
Best Credit Cards for Good Credit (670-739)
| # | Card | Issuer | Annual Fee | Reward Rate | Est. Min Score | Apply |
|---|---|---|---|---|---|---|
| 1 | Active Cash | Wells Fargo | No fee | 2.0x | 580+ | Apply |
| 2 | Signify Business Cash | Wells Fargo | No fee | 2.0x | 580+ | Apply |
| 3 | Freedom Unlimited | Chase | No fee | 1.5x | 580+ | Apply |
| 4 | JetBlue | Barclays | No fee | 1.0x | 670+ | Apply |
| 5 | Savor | Capital One | No fee | 1.0x | 580+ | Apply |
| 6 | Disney | Chase | No fee | 1.0x | 670+ | Apply |
| 7 | Double Cash | Citi | No fee | 1.0x | 580+ | Apply |
| 8 | Quicksilver | Capital One | No fee | 1.0x | 580+ | Apply |
| 9 | Customized Cash Rewards | Bank of America | No fee | 1.0x | 580+ | Apply |
| 10 | Platinum Rewards | PenFed | No fee | 1.0x | 670+ | Apply |
Approval odds are estimates. Results vary. Verify eligibility requirements with the issuer.
How to Improve Your Credit Score
- Maintain your on-time payment streak — one missed payment can lower your score significantly.
- Keep credit utilization under 10% for maximum scoring benefit.
- Avoid applying for multiple cards at once — space applications 6 months apart.
Frequently Asked Questions
What credit card is best for good credit?
Chase Freedom Unlimited (1.5% on all purchases + 3% on dining), Citi Double Cash (2% back), and Capital One Quicksilver (1.5% back) are top picks for good credit.
What credit score is needed for Chase Sapphire Preferred?
Chase Sapphire Preferred is generally available to applicants with good to excellent credit (670+), though Chase also considers income, existing Chase relationships, and 5/24 status.
Can I get a travel card with good credit?
Yes. The Chase Sapphire Preferred, Capital One Venture, and Citi Premier are all commonly approved for applicants with good credit (670+).
What APR should I expect with good credit?
With good credit, you will typically see APR offers of 17-24% on standard credit cards and 12-18% on 0% APR cards (after the promotional period).
How do I go from good to excellent credit?
Maintain perfect payment history, keep utilization under 10%, and let your credit age naturally. Most people can reach excellent credit (800+) within 2-3 years of consistent good credit management.