Which card is better: Platinum (Schwab) or Schwab Investor?

The best card depends on your spending habits and goals. See our detailed comparison above for rewards rates, annual fees, and benefits side-by-side.

Which card has lower fees: Platinum (Schwab) or Schwab Investor?

Platinum (Schwab) has a $895/yr annual fee and Schwab Investor has a $0/yr annual fee.

Which card has a better signup bonus: Platinum (Schwab) or Schwab Investor?

Platinum (Schwab) offers not currently disclosed and Schwab Investor offers not currently disclosed. Check current offers on each issuer's website for latest terms.

Is the Platinum (Schwab) or Schwab Investor better for travel?

See the rewards and benefits comparison sections above for travel earning rates, lounge access, and travel protections for each card.

Platinum (Schwab) vs Schwab Investor

Platinum (Schwab)

$895/yr

5.5/10

Schwab Investor

$0/yr

7.0/10

Quick Answer

Platinum (Schwab) charges $895/yr with 1X base rewards. Schwab Investor charges no annual fee with 1X base rewards. Schwab Investor offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

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