AAA Travel Advantage vs Southwest Premier
AAA Travel Advantage
$0/yr
7.0/10
VS
Southwest Premier
$149/yr
6.0/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. Southwest Premier charges $149/yr with 1X base rewards. AAA Travel Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $149)
Rewards Earning
Southwest Premier
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Travel Advantage wins for most people
The $149 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Travel AdvantagePREMIUM PICK
Southwest Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Southwest PremierRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
Southwest Premier
| Southwest purchases | 3.0X |
| Hotel & car rental partners | 2.0X |
| Local transit & commuting | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |