United Gateway vs United Quest
United Gateway
$0/yr
7.0/10
VS
United Quest
$350/yr
6.0/10
Quick Answer
United Gateway charges no annual fee with 1X base rewards. United Quest charges $350/yr with 1X base rewards. United Gateway offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
United Gateway
Lower annual fee ($0 vs $350)
Rewards Earning
United Gateway
4 earning categories
Benefits & Protection
United Gateway
0 benefits vs 0
Statement Credits
United Quest
$125 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
United Gateway wins for most people
The $350 fee difference is hard to justify unless you maximize premium benefits.
Apply for United GatewayPREMIUM PICK
United Quest wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United QuestRewards Earning: Detailed Comparison
United Gateway
| United Airlines purchases | 2.0X |
| Gas stations | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |
United Quest
| United Airlines purchases | 3.0X |
| Dining | 2.0X |
| Hotel stays | 2.0X |
| Everything else | 1.0X |