United Quest vs Xbox
United Quest
$350/yr
6.0/10
VS
Xbox
$0/yr
7.0/10
Quick Answer
United Quest charges $350/yr with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Xbox offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Xbox
Lower annual fee ($350 vs $0)
Rewards Earning
United Quest
4 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
United Quest
$125 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Xbox wins for most people
The $350 fee difference is hard to justify unless you maximize premium benefits.
Apply for XboxPREMIUM PICK
United Quest wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United QuestRewards Earning: Detailed Comparison
United Quest
| United Airlines purchases | 3.0X |
| Dining | 2.0X |
| Hotel stays | 2.0X |
| Everything else | 1.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |