Active Cash vs Unlimited Cash Rewards
Active Cash
$0/yr
8.5/10
VS
Unlimited Cash Rewards
$0/yr
7.0/10
Quick Answer
Active Cash charges no annual fee with 2X base rewards. Unlimited Cash Rewards charges no annual fee with 1X base rewards. Active Cash offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Active Cash
Lower annual fee ($0 vs $0)
Rewards Earning
Active Cash
1 earning categories
Benefits & Protection
Active Cash
6 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Active Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Active CashPREMIUM PICK
Unlimited Cash Rewards is a strong alternative
Competitive features make it worth considering.
Apply for Unlimited Cash RewardsRewards Earning: Detailed Comparison
Active Cash
| Everything | 2.0X |
Unlimited Cash Rewards
| Everything | 1.5X |
Card Benefits: Detailed Comparison
Active Cash (6 benefits)
- Auto Rental Collision Damage Waiver
- Visa Purchase Security (up to $10,000)
- Visa Extended Warranty Protection
- Cell Phone Protection (up to $800)
- Travel Accident Insurance (up to $250,000)
- Visa Roadside Dispatch
Unlimited Cash Rewards (0 benefits)
No benefits data available