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ANA Card USA Plus vs Southwest Priority

ANA Card USA Plus

ANA Card USA Plus

$85/yr
6.5/10
VS
Southwest Priority

Southwest Priority

$229/yr
6.0/10
Quick Answer

ANA Card USA Plus charges $85/yr with 1X base rewards. Southwest Priority charges $229/yr with 1X base rewards. ANA Card USA Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for ANA Card USA Plus →
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Apply for Southwest Priority →
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Category
ANA Card USA Plus
Southwest Priority
Annual Fee
$85 ✓
$229
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

ANA Card USA Plus
Lower annual fee ($85 vs $229)

Rewards Earning

Southwest Priority
6 earning categories

Benefits & Protection

ANA Card USA Plus
0 benefits vs 0

Statement Credits

Southwest Priority
$75 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

ANA Card USA Plus wins for most people

The $144 fee difference is hard to justify unless you maximize premium benefits.

Apply for ANA Card USA Plus
PREMIUM PICK

Southwest Priority wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Southwest Priority

Rewards Earning: Detailed Comparison

ANA Card USA Plus

ANA flights2.0X
Dining & hotel stays1.5X
Everything else1.0X

Southwest Priority

Southwest purchases3.0X
Hotel & car rental partners2.0X
Local transit & commuting2.0X
Streaming services2.0X
Internet, cable, phone2.0X
Everything else1.0X
Read ANA Card USA Plus Review →Read Southwest Priority Review →