ANA Card USA Plus vs Southwest Priority

ANA Card USA Plus
$85/yr
6.5/10
VS

Southwest Priority
$229/yr
6.0/10
Quick Answer
ANA Card USA Plus charges $85/yr with 1X base rewards. Southwest Priority charges $229/yr with 1X base rewards. ANA Card USA Plus offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for ANA Card USA Plus →
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Winner by Category
Annual Fees
ANA Card USA Plus
Lower annual fee ($85 vs $229)
Rewards Earning
Southwest Priority
6 earning categories
Benefits & Protection
ANA Card USA Plus
0 benefits vs 0
Statement Credits
Southwest Priority
$75 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
ANA Card USA Plus wins for most people
The $144 fee difference is hard to justify unless you maximize premium benefits.
Apply for ANA Card USA PlusPREMIUM PICK
Southwest Priority wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Southwest PriorityRewards Earning: Detailed Comparison
ANA Card USA Plus
| ANA flights | 2.0X |
| Dining & hotel stays | 1.5X |
| Everything else | 1.0X |
Southwest Priority
| Southwest purchases | 3.0X |
| Hotel & car rental partners | 2.0X |
| Local transit & commuting | 2.0X |
| Streaming services | 2.0X |
| Internet, cable, phone | 2.0X |
| Everything else | 1.0X |