Double Cash vs Unlimited Cash Rewards
Double Cash
$0/yr
7.0/10
VS
Unlimited Cash Rewards
$0/yr
7.0/10
Quick Answer
Double Cash charges no annual fee with 1X base rewards. Unlimited Cash Rewards charges no annual fee with 1X base rewards. Double Cash offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Double Cash
Lower annual fee ($0 vs $0)
Rewards Earning
Double Cash
2 earning categories
Benefits & Protection
Double Cash
4 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Double Cash edges ahead
Better rewards and benefits at the same fee level.
Apply for Double CashPREMIUM PICK
Unlimited Cash Rewards is a strong alternative
Competitive features make it worth considering.
Apply for Unlimited Cash RewardsRewards Earning: Detailed Comparison
Double Cash
| Everything (1% when you buy + 1% when you pay) | 2.0X |
| Hotels, car rentals, attractions (Citi Travel) | 5.0X |
Unlimited Cash Rewards
| Everything | 1.5X |
Card Benefits: Detailed Comparison
Double Cash (4 benefits)
- Worldwide Trip Delay Protection (up to $200)
- Worldwide Car Rental Insurance
- Citi Purchase Protection (up to $1,000)
- Citi Extended Warranty (up to $10,000)
Unlimited Cash Rewards (0 benefits)
No benefits data available