Freedom Flex vs Unlimited Cash Rewards
Freedom Flex
$0/yr
7.5/10
VS
Unlimited Cash Rewards
$0/yr
7.0/10
Quick Answer
Freedom Flex charges no annual fee with 1X base rewards. Unlimited Cash Rewards charges no annual fee with 1X base rewards. Freedom Flex offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Freedom Flex
Lower annual fee ($0 vs $0)
Rewards Earning
Freedom Flex
5 earning categories
Benefits & Protection
Freedom Flex
7 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Freedom Flex edges ahead
Better rewards and benefits at the same fee level.
Apply for Freedom FlexPREMIUM PICK
Unlimited Cash Rewards is a strong alternative
Competitive features make it worth considering.
Apply for Unlimited Cash RewardsRewards Earning: Detailed Comparison
Freedom Flex
| Quarterly 5% Categories | 5.0X (up to $1,500) |
| Chase Travel purchases | 5.0X |
| Dining including takeout and delivery | 3.0X |
| Drugstore purchases | 3.0X |
| All other purchases | 1.0X |
Unlimited Cash Rewards
| Everything | 1.5X |
Card Benefits: Detailed Comparison
Freedom Flex (7 benefits)
- Trip Cancellation/Interruption Insurance (up to $1,500)
- Auto Rental Collision Damage Waiver
- Auto Rental Coverage (Secondary)
- Purchase Protection (up to $500)
- Extended Warranty Protection
- Cell Phone Protection (up to $800)
- Travel Accident Insurance (up to $500,000)
Unlimited Cash Rewards (0 benefits)
No benefits data available