Freedom Unlimited vs Unlimited Cash Rewards
Freedom Unlimited
$0/yr
7.5/10
VS
Unlimited Cash Rewards
$0/yr
7.0/10
Quick Answer
Freedom Unlimited charges no annual fee with 2X base rewards. Unlimited Cash Rewards charges no annual fee with 1X base rewards. Freedom Unlimited offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Freedom Unlimited
Lower annual fee ($0 vs $0)
Rewards Earning
Freedom Unlimited
4 earning categories
Benefits & Protection
Freedom Unlimited
7 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Freedom Unlimited edges ahead
Better rewards and benefits at the same fee level.
Apply for Freedom UnlimitedPREMIUM PICK
Unlimited Cash Rewards is a strong alternative
Competitive features make it worth considering.
Apply for Unlimited Cash RewardsRewards Earning: Detailed Comparison
Freedom Unlimited
| Chase Travel purchases | 5.0X |
| Dining including takeout and delivery | 3.0X |
| Drugstore purchases | 3.0X |
| Everything else | 1.5X |
Unlimited Cash Rewards
| Everything | 1.5X |
Card Benefits: Detailed Comparison
Freedom Unlimited (7 benefits)
- Trip Cancellation/Interruption Insurance (up to $1,500)
- Auto Rental Collision Damage Waiver
- Auto Rental Coverage (Secondary)
- Purchase Protection (up to $500)
- Extended Warranty Protection
- Cell Phone Protection (up to $800)
- Travel Accident Insurance (up to $500,000)
Unlimited Cash Rewards (0 benefits)
No benefits data available