Advertiser Disclosure — This site may receive compensation when you click links and apply for credit cards. Compensation may impact which products appear and their placement. We strive to provide accurate information but cannot guarantee all details are current. This site does not include every credit card available. Always verify terms with the card issuer before applying. Full disclosure

Ink Business Cash vs Unlimited Cash Rewards

Ink Business Cash

Ink Business Cash

$0/yr
7.0/10
VS
Unlimited Cash Rewards

Unlimited Cash Rewards

$0/yr
7.0/10
Quick Answer

Ink Business Cash charges no annual fee with 1X base rewards. Unlimited Cash Rewards charges no annual fee with 1X base rewards. Ink Business Cash offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for Ink Business Cash →
PointsPick may earn a commission. Disclosure
Apply for Unlimited Cash Rewards →
PointsPick may earn a commission. Disclosure
Category
Ink Business Cash
Unlimited Cash Rewards
Annual Fee
$0
$0
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Cashback

Winner by Category

Annual Fees

Ink Business Cash
Lower annual fee ($0 vs $0)

Rewards Earning

Ink Business Cash
5 earning categories

Benefits & Protection

Ink Business Cash
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Ink Business Cash edges ahead

Better rewards and benefits at the same fee level.

Apply for Ink Business Cash
PREMIUM PICK

Unlimited Cash Rewards is a strong alternative

Competitive features make it worth considering.

Apply for Unlimited Cash Rewards

Rewards Earning: Detailed Comparison

Ink Business Cash

Internet, cable, phone services5.0X (up to $25,000)
Office supply stores5.0X (up to $25,000)
Gas stations2.0X (up to $25,000)
Restaurants2.0X (up to $25,000)
Everything else1.0X

Unlimited Cash Rewards

Everything1.5X
Read Ink Business Cash Review →Read Unlimited Cash Rewards Review →