Best Chase Credit Cards [March 2026]
35 active cards • Updated March 2026
Quick Answer
The top Chase card is the Sapphire Reserve with $2,500 welcome bonus. Compare all 35 Chase cards below.
All Chase Credit Cards Ranked
Showing all 35 active Chase cards. Annual fees range from $0 to $795 — 9 cards have no annual fee.
Best Offer
#1
$795/yr • Up to 8x
$2,500
Signup Bonus
$795/yr
Annual Fee
Up to 8x
Earn Rate
$2,500 welcome offer. Earns up to 8.0x rewards.
#2
$95/yr • Up to 3x
$1,000
Signup Bonus
$95/yr
Annual Fee
Up to 3x
Earn Rate
$1,000 welcome offer. Earns up to 3.0x rewards.
#3
$95/yr • Up to 5x
$938
Signup Bonus
$95/yr
Annual Fee
Up to 5x
Earn Rate
$938 welcome offer. Earns up to 5.0x rewards.
#4
No fee • Up to 5x
$200
Signup Bonus
No fee
Annual Fee
Up to 5x
Earn Rate
$200 welcome offer. Earns up to 5.0x rewards.
#5
No fee • Up to 5x
$200
Signup Bonus
No fee
Annual Fee
Up to 5x
Earn Rate
$200 welcome offer. Earns up to 5.0x rewards.
#6
$795/yr • Up to 10x
—
Signup Bonus
$795/yr
Annual Fee
Up to 10x
Earn Rate
— welcome offer. Earns up to 10.0x rewards.
#7
$695/yr • Up to 2x
—
Signup Bonus
$695/yr
Annual Fee
Up to 2x
Earn Rate
— welcome offer. Earns up to 2.0x rewards.
#8
$695/yr • Up to 2x
—
Signup Bonus
$695/yr
Annual Fee
Up to 2x
Earn Rate
— welcome offer. Earns up to 2.0x rewards.
#9
$350/yr • Up to 3x
—
Signup Bonus
$350/yr
Annual Fee
Up to 3x
Earn Rate
— welcome offer. Earns up to 3.0x rewards.
#10
$299/yr • Up to 4x
—
Signup Bonus
$299/yr
Annual Fee
Up to 4x
Earn Rate
— welcome offer. Earns up to 4.0x rewards.
#11
$250/yr • Up to 6x
—
Signup Bonus
$250/yr
Annual Fee
Up to 6x
Earn Rate
— welcome offer. Earns up to 6.0x rewards.
#12
$229/yr • Up to 3x
—
Signup Bonus
$229/yr
Annual Fee
Up to 3x
Earn Rate
— welcome offer. Earns up to 3.0x rewards.
#13
$199/yr • Up to 9x
—
Signup Bonus
$199/yr
Annual Fee
Up to 9x
Earn Rate
— welcome offer. Earns up to 9.0x rewards.
#14
$195/yr • Up to 5x
—
Signup Bonus
$195/yr
Annual Fee
Up to 5x
Earn Rate
— welcome offer. Earns up to 5.0x rewards.
#15
$150/yr • Up to 2x
—
Signup Bonus
$150/yr
Annual Fee
Up to 2x
Earn Rate
— welcome offer. Earns up to 2.0x rewards.
#16
$150/yr • Up to 2x
—
Signup Bonus
$150/yr
Annual Fee
Up to 2x
Earn Rate
— welcome offer. Earns up to 2.0x rewards.
#17
$149/yr • Up to 3x
—
Signup Bonus
$149/yr
Annual Fee
Up to 3x
Earn Rate
— welcome offer. Earns up to 3.0x rewards.
#18
$149/yr • Up to 3x
—
Signup Bonus
$149/yr
Annual Fee
Up to 3x
Earn Rate
— welcome offer. Earns up to 3.0x rewards.
#19
$99/yr • Up to 10x
—
Signup Bonus
$99/yr
Annual Fee
Up to 10x
Earn Rate
— welcome offer. Earns up to 10.0x rewards.
#20
$99/yr • Up to 2x
—
Signup Bonus
$99/yr
Annual Fee
Up to 2x
Earn Rate
— welcome offer. Earns up to 2.0x rewards.
#21
$99/yr • Up to 10x
—
Signup Bonus
$99/yr
Annual Fee
Up to 10x
Earn Rate
— welcome offer. Earns up to 10.0x rewards.
#22
$95/yr • Up to 3x
—
Signup Bonus
$95/yr
Annual Fee
Up to 3x
Earn Rate
— welcome offer. Earns up to 3.0x rewards.
#23
$95/yr • Up to 3x
—
Signup Bonus
$95/yr
Annual Fee
Up to 3x
Earn Rate
— welcome offer. Earns up to 3.0x rewards.
#24
$95/yr • Up to 17x
—
Signup Bonus
$95/yr
Annual Fee
Up to 17x
Earn Rate
— welcome offer. Earns up to 17.0x rewards.
#25
$95/yr • Up to 9x
—
Signup Bonus
$95/yr
Annual Fee
Up to 9x
Earn Rate
— welcome offer. Earns up to 9.0x rewards.
#26
$95/yr • Up to 3x
—
Signup Bonus
$95/yr
Annual Fee
Up to 3x
Earn Rate
— welcome offer. Earns up to 3.0x rewards.
#27
$95/yr • Up to 3x
—
Signup Bonus
$95/yr
Annual Fee
Up to 3x
Earn Rate
— welcome offer. Earns up to 3.0x rewards.
#28
$49/yr • Up to 2x
—
Signup Bonus
$49/yr
Annual Fee
Up to 2x
Earn Rate
— welcome offer. Earns up to 2.0x rewards.
#29
No fee • Up to 3x
—
Signup Bonus
No fee
Annual Fee
Up to 3x
Earn Rate
— welcome offer. Earns up to 3.0x rewards.
#30
No fee • 1.5x
—
Signup Bonus
No fee
Annual Fee
1.5x
Earn Rate
— welcome offer. Earns up to 1.5x rewards.
#31
No fee • Up to 2x
—
Signup Bonus
No fee
Annual Fee
Up to 2x
Earn Rate
— welcome offer. Earns up to 2.0x rewards.
#32
No fee • Up to 2x
—
Signup Bonus
No fee
Annual Fee
Up to 2x
Earn Rate
— welcome offer. Earns up to 2.0x rewards.
#33
No fee • Up to 5x
—
Signup Bonus
No fee
Annual Fee
Up to 5x
Earn Rate
— welcome offer. Earns up to 5.0x rewards.
#34
No fee • Up to 5x
—
Signup Bonus
No fee
Annual Fee
Up to 5x
Earn Rate
— welcome offer. Earns up to 5.0x rewards.
#35
No fee • Up to 5x
—
Signup Bonus
No fee
Annual Fee
Up to 5x
Earn Rate
— welcome offer. Earns up to 5.0x rewards.
Card details are subject to change. Verify rates and fees with Chase before applying.
Chase Credit Cards Comparison
| Card | Annual Fee | Best Rate | Signup Bonus | Best For |
|---|---|---|---|---|
| Sapphire Reserve | $795/yr | Up to 8x | $2,500 | General rewards |
| Ink Business Preferred | $95/yr | Up to 3x | $1,000 | General rewards |
| Sapphire Preferred | $95/yr | Up to 5x | $938 | General rewards |
| Freedom Unlimited | No fee | Up to 5x | $200 | General rewards |
| Freedom Flex | No fee | Up to 5x | $200 | General rewards |
| Sapphire Reserve Business | $795/yr | Up to 10x | — | General rewards |
| United Club Business | $695/yr | Up to 2x | — | General rewards |
| United Club | $695/yr | Up to 2x | — | General rewards |
| United Quest | $350/yr | Up to 3x | — | General rewards |
| Southwest Performance Business | $299/yr | Up to 4x | — | General rewards |
| Marriott Bonvoy Bountiful | $250/yr | Up to 6x | — | General rewards |
| Southwest Priority | $229/yr | Up to 3x | — | General rewards |
| World of Hyatt Business | $199/yr | Up to 9x | — | General rewards |
| Ink Business Premier | $195/yr | Up to 5x | — | General rewards |
| United Business | $150/yr | Up to 2x | — | General rewards |
| United Explorer | $150/yr | Up to 2x | — | General rewards |
| Southwest Premier Business | $149/yr | Up to 3x | — | General rewards |
| Southwest Premier | $149/yr | Up to 3x | — | General rewards |
| IHG Premier | $99/yr | Up to 10x | — | General rewards |
| Southwest Plus | $99/yr | Up to 2x | — | General rewards |
| IHG Premier Business | $99/yr | Up to 10x | — | General rewards |
| Aeroplan | $95/yr | Up to 3x | — | General rewards |
| Aer Lingus Signature | $95/yr | Up to 3x | — | General rewards |
| Marriott Bonvoy Boundless | $95/yr | Up to 17x | — | General rewards |
| World of Hyatt | $95/yr | Up to 9x | — | General rewards |
| British Airways Signature | $95/yr | Up to 3x | — | General rewards |
| Iberia Signature | $95/yr | Up to 3x | — | General rewards |
| Disney Premier | $49/yr | Up to 2x | — | General rewards |
| Marriott Bonvoy Bold | No fee | Up to 3x | — | General rewards |
| Ink Business Unlimited | No fee | 1.5x | — | General rewards |
| Disney | No fee | Up to 2x | — | General rewards |
| United Gateway | No fee | Up to 2x | — | General rewards |
| Amazon Prime | No fee | Up to 5x | — | General rewards |
| IHG Traveler | No fee | Up to 5x | — | General rewards |
| Ink Business Cash | No fee | Up to 5x | — | General rewards |
How to Maximize Chase Rewards
- Chase Ultimate Rewards points transfer to 14+ airline and hotel partners at 1:1 ratio.
- The Chase 5/24 rule limits approvals to applicants with fewer than 5 new cards in 24 months.
- Chase Sapphire cards include Priority Pass lounge access and trip cancellation insurance.
Frequently Asked Questions
What is the best Chase credit card?
The Chase Sapphire Preferred is widely considered the best mid-tier travel card with 3x on dining and streaming, 2x on travel, and comprehensive travel protections at a $95 annual fee.
What is the Chase 5/24 rule?
Chase typically denies applicants who have opened 5 or more new credit card accounts across all issuers in the previous 24 months.
How do Chase Ultimate Rewards points work?
Chase Ultimate Rewards points can be redeemed for travel through Chase's portal at 1.25-1.5 cents each, or transferred to 14+ airline and hotel partners for potentially higher value.
Can I have multiple Chase cards?
Yes. Chase allows multiple cards per customer. However, the 5/24 rule and velocity limits may affect your ability to get approved for new cards.
What Chase card should I get first?
The Chase Freedom Unlimited or Chase Sapphire Preferred are popular first Chase cards depending on whether you prefer flat-rate cash back or travel rewards.