Smartly vs Travel Rewards

Smartly
$0/yr
7.0/10
VS

Travel Rewards
$0/yr
7.0/10
Quick Answer
Smartly charges no annual fee with 1X base rewards. Travel Rewards charges no annual fee with 1X base rewards. Smartly offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Smartly
Lower annual fee ($0 vs $0)
Rewards Earning
Smartly
2 earning categories
Benefits & Protection
Smartly
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
PREMIUM PICK
Travel Rewards is a strong alternative
Competitive features make it worth considering.
Apply for Travel RewardsRewards Earning: Detailed Comparison
Smartly
| Everything (with US Bank Smart Rewards account) | 3.0X |
| Everything (without qualifying account) | 2.0X |
Travel Rewards
| Everything | 1.5X |