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Smartly vs Travel Rewards

Smartly

Smartly

$0/yr
7.0/10
VS
Travel Rewards

Travel Rewards

$0/yr
7.0/10
Quick Answer

Smartly charges no annual fee with 1X base rewards. Travel Rewards charges no annual fee with 1X base rewards. Smartly offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for Smartly →
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Apply for Travel Rewards →
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Category
Smartly
Travel Rewards
Annual Fee
$0
$0
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Smartly
Lower annual fee ($0 vs $0)

Rewards Earning

Smartly
2 earning categories

Benefits & Protection

Smartly
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Smartly edges ahead

Better rewards and benefits at the same fee level.

Apply for Smartly
PREMIUM PICK

Travel Rewards is a strong alternative

Competitive features make it worth considering.

Apply for Travel Rewards

Rewards Earning: Detailed Comparison

Smartly

Everything (with US Bank Smart Rewards account)3.0X
Everything (without qualifying account)2.0X

Travel Rewards

Everything1.5X
Read Smartly Review →Read Travel Rewards Review →