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Spark 1.5% Cash Select vs Unlimited Cash Rewards

Spark 1.5% Cash Select

Spark 1.5% Cash Select

$0/yr
7.0/10
VS
Unlimited Cash Rewards

Unlimited Cash Rewards

$0/yr
7.0/10
Quick Answer

Spark 1.5% Cash Select charges no annual fee with 1X base rewards. Unlimited Cash Rewards charges no annual fee with 1X base rewards. Spark 1.5% Cash Select offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for Spark 1.5% Cash Select →
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Apply for Unlimited Cash Rewards →
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Category
Spark 1.5% Cash Select
Unlimited Cash Rewards
Annual Fee
$0
$0
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Cashback

Winner by Category

Annual Fees

Spark 1.5% Cash Select
Lower annual fee ($0 vs $0)

Rewards Earning

Spark 1.5% Cash Select
1 earning categories

Benefits & Protection

Spark 1.5% Cash Select
0 benefits vs 0

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Spark 1.5% Cash Select edges ahead

Better rewards and benefits at the same fee level.

Apply for Spark 1.5% Cash Select
PREMIUM PICK

Unlimited Cash Rewards is a strong alternative

Competitive features make it worth considering.

Apply for Unlimited Cash Rewards

Rewards Earning: Detailed Comparison

Spark 1.5% Cash Select

Everything1.5X

Unlimited Cash Rewards

Everything1.5X
Read Spark 1.5% Cash Select Review →Read Unlimited Cash Rewards Review →