Discover it Secured vs Unlimited Cash Rewards

Discover it Secured
$0/yr
7.0/10
VS

Unlimited Cash Rewards
$0/yr
7.0/10
Quick Answer
Discover it Secured charges no annual fee with 1X base rewards. Unlimited Cash Rewards charges no annual fee with 1X base rewards. Discover it Secured offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
Apply for Discover it Secured →
PointsPick may earn a commission. Disclosure
Apply for Unlimited Cash Rewards →
PointsPick may earn a commission. Disclosure
Winner by Category
Annual Fees
Discover it Secured
Lower annual fee ($0 vs $0)
Rewards Earning
Discover it Secured
2 earning categories
Benefits & Protection
Discover it Secured
0 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Discover it Secured edges ahead
Better rewards and benefits at the same fee level.
Apply for Discover it SecuredPREMIUM PICK
Unlimited Cash Rewards is a strong alternative
Competitive features make it worth considering.
Apply for Unlimited Cash RewardsRewards Earning: Detailed Comparison
Discover it Secured
| N/A | 2.0X |
| N/A | 2.0X |
Unlimited Cash Rewards
| Everything | 1.5X |