AAA Daily Advantage vs IHG Premier
AAA Daily Advantage
$0/yr
7.0/10
VS
IHG Premier
$99/yr
6.0/10
Quick Answer
AAA Daily Advantage charges no annual fee with 1X base rewards. IHG Premier charges $99/yr with 1X base rewards. AAA Daily Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAA Daily Advantage
Lower annual fee ($0 vs $99)
Rewards Earning
IHG Premier
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Daily Advantage wins for most people
The $99 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Daily AdvantagePREMIUM PICK
IHG Premier wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for IHG PremierRewards Earning: Detailed Comparison
AAA Daily Advantage
| Grocery stores | 5.0X |
| Gas stations & EV charging | 3.0X |
| Wholesale clubs | 3.0X |
| Everything else | 1.0X |
IHG Premier
| IHG Hotels & Resorts | 10.0X |
| Travel (Chase Travel) | 5.0X |
| Dining | 3.0X |
| Gas stations | 3.0X |
| Groceries | 3.0X |
| Everything else | 1.0X |