MCC 5732: Electronic Sales — Credit Card Bonus Rates
MCC 5732 covers ELECTRONIC SALES merchants, classified under home. The top card is Business Platinum earning 1.5X. 1 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.
Grocery stores like Walmart and Target use MCC 5732 for electronic sales transactions. Purchases made with contactless payments or mobile wallets fall under this category.
Cardholders often mistake purchases from gas stations as falling into this category, but fuel sales have a different MCC code.
1 Card That Earn Bonus on MCC 5732
Merchants Using MCC 5732
Related MCC Codes
MCC 5732 (Electronic Sales) covers 23 merchants in our database. 1 credit card earn elevated rewards on electronic sales transactions. The top earning rate is 2x from the Business Platinum.
Frequently Asked Questions
What is MCC code 5732? +
MCC 5732 stands for Electronic Sales. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the home category. Our database tracks 23 merchants with this code.
What types of businesses use MCC 5732? +
Merchants classified under MCC 5732 (Electronic Sales) operate in the home sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Adorama, Apple Store, B&H Photo, B&H Photo Video.
Which credit cards earn bonus rewards at MCC 5732 merchants? +
The top cards for MCC 5732 (Electronic Sales) are: Business Platinum (3x). These cards earn elevated rates specifically in the home category. Use our card comparison above to see full bonus rates and annual fees.
How many credit cards earn bonus rewards at MCC 5732 merchants? +
1 credit card in our database earn elevated rewards on MCC 5732 (Electronic Sales) purchases. The top rate is 3x from the Business Platinum. Use the card grid above to compare all rates and annual fees.
What merchants are classified under MCC 5732? +
MCC 5732 covers 23 merchants in our database, including Adorama, Apple Store, B&H Photo, B&H Photo Video, and 19 more. All purchases at these merchants post as 'Electronic Sales' and trigger home category bonus rates on eligible credit cards.
Does Adorama count as home for credit card rewards? +
Yes. Adorama is classified under MCC 5732 (Electronic Sales), which falls in the home category. Cards with home bonus categories will apply the elevated earn rate — the top option earns 3x at qualifying merchants in this code.
What is the difference between MCC 5732 and MCC 5712? +
MCC 5732 (Electronic Sales) and MCC 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances) are both in the home category but cover distinct merchant types. MCC 5732 is used for electronic sales businesses, while MCC 5712 is assigned to furniture, home furnishings, and equipment stores, exceptappliances merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.