MCC 7011: Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) — Credit Card Bonus Rates
MCC 7011 covers LODGING – HOTELS, MOTELS, RESORTS, CENTRAL RESERVATION SERVICES (NOT ELSEWHERE CLASSIFIED) merchants, classified under lodging. The top card is Sapphire Reserve Business earning 10X. 78 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.
Real-World Examples: MCC 7011 Merchants
Hilton, Marriott, and Best Western use MCC 7011. This code covers hotel stays, including room charges and incidentals like parking.
When you swipe your credit card at any of these merchants, the transaction posts as MCC 7011 (lodging – hotels, motels, resorts, central reservation services (not elsewhere classified)). Your card issuer uses this code to determine whether lodging category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.
MCC 7011 vs Similar Codes
Cardholders often think meal purchases at hotels count as dining expenses, but they're usually coded under lodging.
This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.
78 Cards That Earn Bonus on MCC 7011
Annual Rewards at MCC 7011 Merchants by Spending Level
How much you earn annually from lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) spending (MCC 7011), based on effective cashback value after accounting for point valuations:
Calculations assume 100% of spending qualifies at MCC 7011 merchants. Effective value uses current point valuations from our Points Calculator. Annual fee not deducted — see individual card reviews for net value after fee.
Merchants Using MCC 7011
Related MCC Codes
MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)) covers 689 merchants in our database. 78 credit cards earn elevated rewards on lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) transactions. The top earning rate is 10x from the Sapphire Reserve Business.
Frequently Asked Questions
What is MCC code 7011? +
MCC 7011 stands for Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified). It is a four-digit Merchant Category Code used by payment networks to classify businesses in the lodging category. Our database tracks 689 merchants with this code.
What types of businesses use MCC 7011? +
Merchants classified under MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)) operate in the lodging sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include 21c Museum Hotels, 25hours Hotels, AC Hotels by Marriott, Alila.
Which credit cards earn bonus rewards at MCC 7011 merchants? +
The top cards for MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)) are: Sapphire Reserve Business (20x); Sapphire Reserve (20x); World of Hyatt (15x). These cards earn elevated rates specifically in the lodging category. Use our card comparison above to see full bonus rates and annual fees.
How many credit cards earn bonus rewards at MCC 7011 merchants? +
78 credit cards in our database earn elevated rewards on MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)) purchases. The top rate is 20x from the Sapphire Reserve Business. Use the card grid above to compare all rates and annual fees.
What merchants are classified under MCC 7011? +
MCC 7011 covers 689 merchants in our database, including 21c Museum Hotels, 25hours Hotels, AC Hotels by Marriott, Alila, and 685 more. All purchases at these merchants post as 'Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)' and trigger lodging category bonus rates on eligible credit cards.
Does 21c Museum Hotels count as lodging for credit card rewards? +
Yes. 21c Museum Hotels is classified under MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)), which falls in the lodging category. Cards with lodging bonus categories will apply the elevated earn rate — the top option earns 20x at qualifying merchants in this code.
What is the difference between MCC 7011 and MCC 7012? +
MCC 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)) and MCC 7012 (Timeshares) are both in the lodging category but cover distinct merchant types. MCC 7011 is used for lodging – hotels, motels, resorts, central reservation services (not elsewhere classified) businesses, while MCC 7012 is assigned to timeshares merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.