MCC 5999: Miscellaneous and Specialty Retail Stores — Credit Card Bonus Rates
MCC 5999 covers MISCELLANEOUS AND SPECIALTY RETAIL STORES merchants, classified under retail. The top card is Atmos Rewards Summit earning 5X. 18 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.
Local boutiques, gift shops, and hobby stores often use MCC 5999. Specific purchases include unique gifts, art supplies, or specialty items not fitting other categories.
Cardholders might confuse small retailers with bigger chains that have specific MCCs. For example, a local bookstore could be classified as 5999 instead of booksellers' specific codes.
18 Cards That Earn Bonus on MCC 5999
Merchants Using MCC 5999
Related MCC Codes
MCC 5999 (Miscellaneous and Specialty Retail Stores) covers 30 merchants in our database. 18 credit cards earn elevated rewards on miscellaneous and specialty retail stores transactions. The top earning rate is 5x from the Atmos Rewards Summit.
Frequently Asked Questions
What is MCC code 5999? +
MCC 5999 stands for Miscellaneous and Specialty Retail Stores. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category. Our database tracks 30 merchants with this code.
What types of businesses use MCC 5999? +
Merchants classified under MCC 5999 (Miscellaneous and Specialty Retail Stores) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include AliExpress, Amazon, Amazon.com, Boxed.
Which credit cards earn bonus rewards at MCC 5999 merchants? +
The top cards for MCC 5999 (Miscellaneous and Specialty Retail Stores) are: Atmos Rewards Summit (8x); Amazon Prime Store Card (8x); Amazon Prime (8x). These cards earn elevated rates specifically in the retail category. Use our card comparison above to see full bonus rates and annual fees.
How many credit cards earn bonus rewards at MCC 5999 merchants? +
18 credit cards in our database earn elevated rewards on MCC 5999 (Miscellaneous and Specialty Retail Stores) purchases. The top rate is 8x from the Atmos Rewards Summit. Use the card grid above to compare all rates and annual fees.
What merchants are classified under MCC 5999? +
MCC 5999 covers 30 merchants in our database, including AliExpress, Amazon, Amazon.com, Boxed, and 26 more. All purchases at these merchants post as 'Miscellaneous and Specialty Retail Stores' and trigger retail category bonus rates on eligible credit cards.
Does AliExpress count as retail for credit card rewards? +
Yes. AliExpress is classified under MCC 5999 (Miscellaneous and Specialty Retail Stores), which falls in the retail category. Cards with retail bonus categories will apply the elevated earn rate — the top option earns 8x at qualifying merchants in this code.
What is the difference between MCC 5999 and MCC 5013? +
MCC 5999 (Miscellaneous and Specialty Retail Stores) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5999 is used for miscellaneous and specialty retail stores businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.