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MCC Code
5912

MCC 5912: Drug Stores and Pharmacies — Credit Card Bonus Rates

Also classified as:
Visa: “Drug Stores and Pharmacies”
MC: “Drug Stores and Pharmacies”
Quick Answer

MCC 5912 covers DRUG STORES AND PHARMACIES merchants, classified under pharmacy. The top card is Freedom Unlimited earning 3X. 5 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.

Purchases at CVS, Walgreens, and Rite Aid are coded with MCC 5912. This includes buying over-the-counter medications, prescriptions, and health products.

Common Confusion

Cardholders often think this category only covers prescription drugs but it also includes OTC medicines, supplements, and pharmacy items.

5 Cards That Earn Bonus on MCC 5912

Freedom Unlimited
Freedom Unlimited
Chase · $0
3X
6.1% value
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Freedom Flex
Freedom Flex
Chase · $0
3X
6.1% value
Apply Now
Sapphire Reserve
Sapphire Reserve
Chase · $795/yr
3X
6.1% value
Apply Now
Custom Cash
Custom Cash
Citi · $0
5X
5.0% value
Apply Now
Customized Cash Rewards
Customized Cash Rewards
BofA · $0
2X
2.0% value
Apply Now

Merchants Using MCC 5912

Bartell Drug Brooks Pharmacy cardinal health CVS Pharmacy CVS Pharmacy CVS Pharmacy - Albuquerque CVS Pharmacy - Anaheim CVS Pharmacy - Anchorage CVS Pharmacy - Arlington CVS Pharmacy - Atlanta CVS Pharmacy - Aurora CVS Pharmacy - Austin CVS Pharmacy - Bakersfield CVS Pharmacy - Baltimore CVS Pharmacy - Boston CVS Pharmacy - Buffalo CVS Pharmacy - Charlotte CVS Pharmacy - Chicago CVS Pharmacy - Chula Vista CVS Pharmacy - Cincinnati +249 more

MCC 5912 (Drug Stores and Pharmacies) covers 269 merchants in our database. 5 credit cards earn elevated rewards on drug stores and pharmacies transactions. The top earning rate is 3x from the Freedom Unlimited.

Frequently Asked Questions

What is MCC code 5912? +

MCC 5912 stands for Drug Stores and Pharmacies. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the pharmacy category. Our database tracks 269 merchants with this code.

What types of businesses use MCC 5912? +

Merchants classified under MCC 5912 (Drug Stores and Pharmacies) operate in the pharmacy sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Bartell Drug, Brooks Pharmacy, cardinal health, CVS Pharmacy.

Which credit cards earn bonus rewards at MCC 5912 merchants? +

The top cards for MCC 5912 (Drug Stores and Pharmacies) are: Freedom Unlimited (6x); Freedom Flex (6x); Sapphire Reserve (6x). These cards earn elevated rates specifically in the pharmacy category. Use our card comparison above to see full bonus rates and annual fees.

How many credit cards earn bonus rewards at MCC 5912 merchants? +

5 credit cards in our database earn elevated rewards on MCC 5912 (Drug Stores and Pharmacies) purchases. The top rate is 6x from the Freedom Unlimited. Use the card grid above to compare all rates and annual fees.

What merchants are classified under MCC 5912? +

MCC 5912 covers 269 merchants in our database, including Bartell Drug, Brooks Pharmacy, cardinal health, CVS Pharmacy, and 265 more. All purchases at these merchants post as 'Drug Stores and Pharmacies' and trigger pharmacy category bonus rates on eligible credit cards.

Does Bartell Drug count as pharmacy for credit card rewards? +

Yes. Bartell Drug is classified under MCC 5912 (Drug Stores and Pharmacies), which falls in the pharmacy category. Cards with pharmacy bonus categories will apply the elevated earn rate — the top option earns 6x at qualifying merchants in this code.

Data verified Mar 2026 · Methodology · Advertiser Disclosure