MCC 5815: Digital Goods: Media, Books, Movies, Music — Credit Card Bonus Rates
MCC 5815 covers DIGITAL GOODS: MEDIA, BOOKS, MOVIES, MUSIC merchants, classified under digital. The top card is Savor earning 8X. 13 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.
Real-World Examples: MCC 5815 Merchants
Companies like Amazon and Apple use MCC 5815 for digital purchases. This includes buying e-books, streaming movies, or downloading music.
When you swipe your credit card at any of these merchants, the transaction posts as MCC 5815 (digital goods: media, books, movies, music). Your card issuer uses this code to determine whether digital category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.
MCC 5815 vs Similar Codes
Cardholders often think physical goods qualify under this MCC. They might be surprised when only virtual items like online media downloads are coded here.
This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.
13 Cards That Earn Bonus on MCC 5815
Annual Rewards at MCC 5815 Merchants by Spending Level
How much you earn annually from digital goods: media, books, movies, music spending (MCC 5815), based on effective cashback value after accounting for point valuations:
Calculations assume 100% of spending qualifies at MCC 5815 merchants. Effective value uses current point valuations from our Points Calculator. Annual fee not deducted — see individual card reviews for net value after fee.
Merchants Using MCC 5815
Related MCC Codes
MCC 5815 (Digital Goods: Media, Books, Movies, Music) covers 22 merchants in our database. 13 credit cards earn elevated rewards on digital goods: media, books, movies, music transactions. The top earning rate is 8x from the Savor.
Frequently Asked Questions
What is MCC code 5815? +
MCC 5815 stands for Digital Goods: Media, Books, Movies, Music. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the digital category. Our database tracks 22 merchants with this code.
What types of businesses use MCC 5815? +
Merchants classified under MCC 5815 (Digital Goods: Media, Books, Movies, Music) operate in the digital sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Amazon Prime Video, Apple Books, Apple TV+, Audible.com.
Which credit cards earn bonus rewards at MCC 5815 merchants? +
The top cards for MCC 5815 (Digital Goods: Media, Books, Movies, Music) are: Savor (8x); Venture X (8x); Sapphire Preferred (6x). These cards earn elevated rates specifically in the digital category. Use our card comparison above to see full bonus rates and annual fees.
How many credit cards earn bonus rewards at MCC 5815 merchants? +
13 credit cards in our database earn elevated rewards on MCC 5815 (Digital Goods: Media, Books, Movies, Music) purchases. The top rate is 8x from the Savor. Use the card grid above to compare all rates and annual fees.
What merchants are classified under MCC 5815? +
MCC 5815 covers 22 merchants in our database, including Amazon Prime Video, Apple Books, Apple TV+, Audible.com, and 18 more. All purchases at these merchants post as 'Digital Goods: Media, Books, Movies, Music' and trigger digital category bonus rates on eligible credit cards.
Does Amazon Prime Video count as digital for credit card rewards? +
Yes. Amazon Prime Video is classified under MCC 5815 (Digital Goods: Media, Books, Movies, Music), which falls in the digital category. Cards with digital bonus categories will apply the elevated earn rate — the top option earns 8x at qualifying merchants in this code.
What is the difference between MCC 5815 and MCC 5816? +
MCC 5815 (Digital Goods: Media, Books, Movies, Music) and MCC 5816 (Digital Goods: Games) are both in the digital category but cover distinct merchant types. MCC 5815 is used for digital goods: media, books, movies, music businesses, while MCC 5816 is assigned to digital goods: games merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.