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MCC Code
5815

MCC 5815: Digital Goods: Media, Books, Movies, Music — Credit Card Bonus Rates

Also classified as:
Visa: “Digital Goods: Media, Books, Movies, Music”
MC: “Digital Goods: Media, Books, Movies, Music”
Quick Answer

MCC 5815 covers DIGITAL GOODS: MEDIA, BOOKS, MOVIES, MUSIC merchants, classified under digital. The top card is Savor earning 8X. 13 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.

Companies like Amazon and Apple use MCC 5815 for digital purchases. This includes buying e-books, streaming movies, or downloading music.

Common Confusion

Cardholders often think physical goods qualify under this MCC. They might be surprised when only virtual items like online media downloads are coded here.

13 Cards That Earn Bonus on MCC 5815

Savor
Savor
Capital One · $0
8X
8.0% value
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Venture X
Venture X
Capital One · $395/yr
5X
7.5% value
Apply Now
Sapphire Preferred
Sapphire Preferred
Chase · $95/yr
3X
6.1% value
Apply Now
Ink Business Preferred
Ink Business Preferred
Chase · $95/yr
3X
6.1% value
Apply Now
Blue Cash Preferred (Morgan Stanley)
Blue Cash Preferred (Morgan Stanley)
Amex · $95/yr
6X
6.0% value
Apply Now
Blue Cash Preferred
Blue Cash Preferred
Amex · $95/yr
6X
6.0% value
Apply Now
Autograph
Autograph
Wells Fargo · $0
3X
4.5% value
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Blue Cash Everyday
Blue Cash Everyday
Amex · $0
3X
3.0% value
Apply Now
Southwest Performance Business
Southwest Performance Business
Chase · $299/yr
2X
2.6% value
Apply Now
Southwest Plus
Southwest Plus
Chase · $99/yr
2X
2.6% value
Apply Now
Southwest Premier
Southwest Premier
Chase · $149/yr
2X
2.6% value
Apply Now
Southwest Priority
Southwest Priority
Chase · $229/yr
2X
2.6% value
Apply Now
Altitude Go
Altitude Go
U.S. Bank · $0
2X
2.0% value
Apply Now

Merchants Using MCC 5815

Amazon Prime Video Apple Books Apple TV+ Audible.com Criterion Channel Crunchyroll Discovery+ Disney+ ESPN+ Google Books Hulu Kindle Store Kobo Max (HBO) Netflix Nook Paramount+ Peacock Showtime Shudder +2 more

Related MCC Codes

5816Digital Goods: Games 5817Digital Goods: Applications (Excludes Games) 5818Digital Goods: Large Digital Goods Merchant

MCC 5815 (Digital Goods: Media, Books, Movies, Music) covers 22 merchants in our database. 13 credit cards earn elevated rewards on digital goods: media, books, movies, music transactions. The top earning rate is 8x from the Savor.

Frequently Asked Questions

What is MCC code 5815? +

MCC 5815 stands for Digital Goods: Media, Books, Movies, Music. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the digital category. Our database tracks 22 merchants with this code.

What types of businesses use MCC 5815? +

Merchants classified under MCC 5815 (Digital Goods: Media, Books, Movies, Music) operate in the digital sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Amazon Prime Video, Apple Books, Apple TV+, Audible.com.

Which credit cards earn bonus rewards at MCC 5815 merchants? +

The top cards for MCC 5815 (Digital Goods: Media, Books, Movies, Music) are: Savor (8x); Venture X (8x); Sapphire Preferred (6x). These cards earn elevated rates specifically in the digital category. Use our card comparison above to see full bonus rates and annual fees.

How many credit cards earn bonus rewards at MCC 5815 merchants? +

13 credit cards in our database earn elevated rewards on MCC 5815 (Digital Goods: Media, Books, Movies, Music) purchases. The top rate is 8x from the Savor. Use the card grid above to compare all rates and annual fees.

What merchants are classified under MCC 5815? +

MCC 5815 covers 22 merchants in our database, including Amazon Prime Video, Apple Books, Apple TV+, Audible.com, and 18 more. All purchases at these merchants post as 'Digital Goods: Media, Books, Movies, Music' and trigger digital category bonus rates on eligible credit cards.

Does Amazon Prime Video count as digital for credit card rewards? +

Yes. Amazon Prime Video is classified under MCC 5815 (Digital Goods: Media, Books, Movies, Music), which falls in the digital category. Cards with digital bonus categories will apply the elevated earn rate — the top option earns 8x at qualifying merchants in this code.

What is the difference between MCC 5815 and MCC 5816? +

MCC 5815 (Digital Goods: Media, Books, Movies, Music) and MCC 5816 (Digital Goods: Games) are both in the digital category but cover distinct merchant types. MCC 5815 is used for digital goods: media, books, movies, music businesses, while MCC 5816 is assigned to digital goods: games merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.

Data verified Mar 2026 · Methodology · Advertiser Disclosure