MCC 4722: Travel Agencies and Tour Operations — Credit Card Bonus Rates
MCC 4722 covers TRAVEL AGENCIES AND TOUR OPERATIONS merchants, classified under transportation. The top card is Sapphire Reserve earning 10X. 40 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.
Travel agencies like Expedia and Cheap Tickets use MCC 4722. So do tour operators such as Globus and Trafalgar for booking trips and travel packages.
Cardholders often mistake hotel stays or airline tickets for MCC 4722 charges, but these are actually coded under different categories.
40 Cards That Earn Bonus on MCC 4722
Merchants Using MCC 4722
Related MCC Codes
MCC 4722 (Travel Agencies and Tour Operations) covers 44 merchants in our database. 40 credit cards earn elevated rewards on travel agencies and tour operations transactions. The top earning rate is 10x from the Sapphire Reserve.
Frequently Asked Questions
What is MCC code 4722? +
MCC 4722 stands for Travel Agencies and Tour Operations. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the transportation category. Our database tracks 44 merchants with this code.
What types of businesses use MCC 4722? +
Merchants classified under MCC 4722 (Travel Agencies and Tour Operations) operate in the transportation sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include AAA, AAA Travel, Agoda, Airbnb.
Which credit cards earn bonus rewards at MCC 4722 merchants? +
The top cards for MCC 4722 (Travel Agencies and Tour Operations) are: Sapphire Reserve (20x); Venture X (15x); Strata Premier (15x). These cards earn elevated rates specifically in the transportation category. Use our card comparison above to see full bonus rates and annual fees.
How many credit cards earn bonus rewards at MCC 4722 merchants? +
40 credit cards in our database earn elevated rewards on MCC 4722 (Travel Agencies and Tour Operations) purchases. The top rate is 20x from the Sapphire Reserve. Use the card grid above to compare all rates and annual fees.
What merchants are classified under MCC 4722? +
MCC 4722 covers 44 merchants in our database, including AAA, AAA Travel, Agoda, Airbnb, and 40 more. All purchases at these merchants post as 'Travel Agencies and Tour Operations' and trigger transportation category bonus rates on eligible credit cards.
Does AAA count as transportation for credit card rewards? +
Yes. AAA is classified under MCC 4722 (Travel Agencies and Tour Operations), which falls in the transportation category. Cards with transportation bonus categories will apply the elevated earn rate — the top option earns 20x at qualifying merchants in this code.
What is the difference between MCC 4722 and MCC 4011? +
MCC 4722 (Travel Agencies and Tour Operations) and MCC 4011 (Railroads) are both in the transportation category but cover distinct merchant types. MCC 4722 is used for travel agencies and tour operations businesses, while MCC 4011 is assigned to railroads merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.