MCC 4899 covers CABLE AND OTHER PAY TELEVISION (PREVIOUSLY CABLE SERVICES) merchants, classified under utilities. The top card is Business Gold earning 4X. 19 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.
Businesses like Comcast, Spectrum, and DirecTV use MCC 4899. Specific purchases coded here include cable TV subscriptions and pay-per-view movie charges.
When you swipe your credit card at any of these merchants, the transaction posts as MCC 4899 (cable and other pay television (previously cable services)). Your card issuer uses this code to determine whether utilities category bonuses apply — so knowing which merchants trigger this code helps you choose the right card before you spend.
Cardholders often think internet service payments go to this category, but they usually don't unless bundled with TV services.
This distinction matters because different MCC codes can trigger different bonus rates on your credit card, even for similar types of merchants. Always check your transaction statement to confirm which MCC posted — some card issuers allow you to see the MCC in their app or online portal.
How much you earn annually from cable and other pay television (previously cable services) spending (MCC 4899), based on effective cashback value after accounting for point valuations:
Calculations assume 100% of spending qualifies at MCC 4899 merchants. Effective value uses current point valuations from our Points Calculator. Annual fee not deducted — see individual card reviews for net value after fee.
MCC 4899 (Cable and other pay television (previously Cable Services)) covers 49 merchants in our database. 19 credit cards earn elevated rewards on cable and other pay television (previously cable services) transactions. The top earning rate is 4x from the Business Gold.
MCC 4899 stands for Cable and other pay television (previously Cable Services). It is a four-digit Merchant Category Code used by payment networks to classify businesses in the utilities category. Our database tracks 49 merchants with this code.
Merchants classified under MCC 4899 (Cable and other pay television (previously Cable Services)) operate in the utilities sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include Acorn TV, Amazon Prime Video, AMC+, Apple TV+.
The top cards for MCC 4899 (Cable and other pay television (previously Cable Services)) are: Business Gold (8x); Sapphire Preferred (6x); Ink Business Preferred (6x). These cards earn elevated rates specifically in the utilities category. Use our card comparison above to see full bonus rates and annual fees.
19 credit cards in our database earn elevated rewards on MCC 4899 (Cable and other pay television (previously Cable Services)) purchases. The top rate is 8x from the Business Gold. Use the card grid above to compare all rates and annual fees.
MCC 4899 covers 49 merchants in our database, including Acorn TV, Amazon Prime Video, AMC+, Apple TV+, and 45 more. All purchases at these merchants post as 'Cable and other pay television (previously Cable Services)' and trigger utilities category bonus rates on eligible credit cards.
Yes. Acorn TV is classified under MCC 4899 (Cable and other pay television (previously Cable Services)), which falls in the utilities category. Cards with utilities bonus categories will apply the elevated earn rate — the top option earns 8x at qualifying merchants in this code.
MCC 4899 (Cable and other pay television (previously Cable Services)) and MCC 4812 (Telecommunications Equipment including telephone sales) are both in the utilities category but cover distinct merchant types. MCC 4899 is used for cable and other pay television (previously cable services) businesses, while MCC 4812 is assigned to telecommunications equipment including telephone sales merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.