MCC 5300: Wholesale Clubs — Credit Card Bonus Rates
MCC 5300 covers WHOLESALE CLUBS merchants, classified under retail. The top card is Shopper Cash Rewards earning 6X. 2 cards earn elevated rewards at these merchants. MCC Lookup Tool to find which cards earn bonus rewards here.
Costco, BJ's Wholesale Club, and Sam's Club use MCC 5300. Purchases made at warehouse stores for bulk items or memberships are coded here.
Cardholders often think regular retail purchases at wholesale clubs count towards rewards. Only bulk buys and membership fees typically qualify.
2 Cards That Earn Bonus on MCC 5300
Merchants Using MCC 5300
Related MCC Codes
MCC 5300 (Wholesale Clubs) covers 10 merchants in our database. 2 credit cards earn elevated rewards on wholesale clubs transactions. The top earning rate is 6x from the Shopper Cash Rewards.
Frequently Asked Questions
What is MCC code 5300? +
MCC 5300 stands for Wholesale Clubs. It is a four-digit Merchant Category Code used by payment networks to classify businesses in the retail category. Our database tracks 10 merchants with this code.
What types of businesses use MCC 5300? +
Merchants classified under MCC 5300 (Wholesale Clubs) operate in the retail sector. Card networks assign this code during merchant onboarding based on the primary business activity. Examples include BJ's Wholesale Club, BJ's Wholesale Club, Boxed, Costco.
Which credit cards earn bonus rewards at MCC 5300 merchants? +
The top cards for MCC 5300 (Wholesale Clubs) are: Shopper Cash Rewards (6x); AAA Daily Advantage (4x). These cards earn elevated rates specifically in the retail category. Use our card comparison above to see full bonus rates and annual fees.
How many credit cards earn bonus rewards at MCC 5300 merchants? +
2 credit cards in our database earn elevated rewards on MCC 5300 (Wholesale Clubs) purchases. The top rate is 6x from the Shopper Cash Rewards. Use the card grid above to compare all rates and annual fees.
What merchants are classified under MCC 5300? +
MCC 5300 covers 10 merchants in our database, including BJ's Wholesale Club, BJ's Wholesale Club, Boxed, Costco, and 6 more. All purchases at these merchants post as 'Wholesale Clubs' and trigger retail category bonus rates on eligible credit cards.
Does BJ's Wholesale Club count as retail for credit card rewards? +
Yes. BJ's Wholesale Club is classified under MCC 5300 (Wholesale Clubs), which falls in the retail category. Cards with retail bonus categories will apply the elevated earn rate — the top option earns 6x at qualifying merchants in this code.
What is the difference between MCC 5300 and MCC 5013? +
MCC 5300 (Wholesale Clubs) and MCC 5013 (Motor vehicle supplies and new parts) are both in the retail category but cover distinct merchant types. MCC 5300 is used for wholesale clubs businesses, while MCC 5013 is assigned to motor vehicle supplies and new parts merchants. Both may qualify for the same bonus category on your card — check your card's terms or use our MCC Lookup Tool to confirm.