Amtrak Guest Rewards vs Xbox
Amtrak Guest Rewards
$0/yr
7.0/10
VS
Xbox
$0/yr
7.0/10
Quick Answer
Amtrak Guest Rewards charges no annual fee with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Amtrak Guest Rewards offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Amtrak Guest Rewards
Lower annual fee ($0 vs $0)
Rewards Earning
Amtrak Guest Rewards
3 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Amtrak Guest Rewards edges ahead
Better rewards and benefits at the same fee level.
Apply for Amtrak Guest RewardsPREMIUM PICK
Xbox is a strong alternative
Competitive features make it worth considering.
Apply for XboxRewards Earning: Detailed Comparison
Amtrak Guest Rewards
| Amtrak purchases | 3.0X |
| Dining | 2.0X |
| Everything else | 1.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |