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Business Platinum vs Delta SkyMiles Gold Business

Business Platinum

Business Platinum

$695/yr
5.5/10
VS
Delta SkyMiles Gold Business

Delta SkyMiles Gold Business

$150/yr
6.0/10
Quick Answer

Business Platinum charges $695/yr with 1X base rewards. Delta SkyMiles Gold Business charges $150/yr with 1X base rewards. Delta SkyMiles Gold Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Business Platinum →
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Category
Business Platinum
Delta SkyMiles Gold Business
Annual Fee
$695
$150 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Delta SkyMiles Gold Business
Lower annual fee ($695 vs $150)

Rewards Earning

Business Platinum
6 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Statement Credits

Business Platinum
$1299 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Delta SkyMiles Gold Business wins for most people

The $545 fee difference is hard to justify unless you maximize premium benefits.

Apply for Delta SkyMiles Gold Business
PREMIUM PICK

Business Platinum wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Business Platinum

Rewards Earning: Detailed Comparison

Business Platinum

Flights & hotels (Amex Travel)5.0X
Eligible purchases $5,000+1.5X (up to $2,000,000)
US construction material & hardware1.5X
US electronic goods retailers1.5X
US shipping providers1.5X
Everything else1.0X

Delta SkyMiles Gold Business

Delta purchases2.0X
US restaurants2.0X
US supermarkets2.0X
US shipping providers2.0X
Everything else1.0X
Read Business Platinum Review →Read Delta SkyMiles Gold Business Review →