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Cash Rewards Visa Signature Business vs Hilton Honors Business

Cash Rewards Visa Signature Business

Cash Rewards Visa Signature Business

$0/yr
7.0/10
VS
Hilton Honors Business

Hilton Honors Business

$175/yr
6.5/10
Quick Answer

Cash Rewards Visa Signature Business charges no annual fee with 1X base rewards. Hilton Honors Business charges $175/yr with 1X base rewards. Cash Rewards Visa Signature Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Cash Rewards Visa Signature Business →
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Category
Cash Rewards Visa Signature Business
Hilton Honors Business
Annual Fee
$0 ✓
$175
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Points

Winner by Category

Annual Fees

Cash Rewards Visa Signature Business
Lower annual fee ($0 vs $175)

Rewards Earning

Hilton Honors Business
7 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Statement Credits

Hilton Honors Business
$60 in annual credits

Flexibility

Hilton Honors Business
Transferable points to airline/hotel partners
OUR PICK

Cash Rewards Visa Signature Business wins for most people

The $175 fee difference is hard to justify unless you maximize premium benefits.

Apply for Cash Rewards Visa Signature Business
PREMIUM PICK

Hilton Honors Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Hilton Honors Business

Rewards Earning: Detailed Comparison

Cash Rewards Visa Signature Business

Gas stations & EV charging3.0X
Office supply stores3.0X
Cell phone provider purchases3.0X
Everything else1.0X

Hilton Honors Business

Hilton hotels12.0X
US gas stations5.0X
US restaurants5.0X
Wireless phone services (US)5.0X
US shipping5.0X
US airlines (direct)5.0X
Everything else3.0X
Read Cash Rewards Visa Signature Business Review →Read Hilton Honors Business Review →
Best ForBest No Annual Fee Cards·Best Travel Cards·Best for Restaurants·Best for Groceries

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