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Hilton Honors Business vs Savor

Hilton Honors Business

Hilton Honors Business

$175/yr
6.5/10
VS
Savor

Savor

$0/yr
7.5/10
Quick Answer

Hilton Honors Business charges $175/yr with 1X base rewards. Savor charges no annual fee with 1X base rewards. Savor offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

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Category
Hilton Honors Business
Savor
Annual Fee
$175
$0 ✓
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
$200 cash back
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Cashback

Winner by Category

Annual Fees

Savor
Lower annual fee ($175 vs $0)

Rewards Earning

Hilton Honors Business
7 earning categories

Benefits & Protection

Savor
2 benefits vs 0

Statement Credits

Hilton Honors Business
$60 in annual credits

Flexibility

Hilton Honors Business
Transferable points to airline/hotel partners
OUR PICK

Savor wins for most people

The $175 fee difference is hard to justify unless you maximize premium benefits.

Apply for Savor
PREMIUM PICK

Hilton Honors Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Hilton Honors Business

Rewards Earning: Detailed Comparison

Hilton Honors Business

Hilton hotels12.0X
US gas stations5.0X
US restaurants5.0X
Wireless phone services (US)5.0X
US shipping5.0X
US airlines (direct)5.0X
Everything else3.0X

Savor

Capital One Entertainment8.0X
Dining3.0X
Groceries3.0X
Streaming services3.0X
Everything else1.0X

Card Benefits: Detailed Comparison

Hilton Honors Business (0 benefits)

See full review for benefits details.

Savor (2 benefits)

  • Purchase Security (up to $500)
  • Extended Warranty Coverage
Read Hilton Honors Business Review →Read Savor Review →