Hilton Honors Surpass vs Marriott Bonvoy Brilliant
Hilton Honors Surpass
$95/yr
7.0/10
VS
Marriott Bonvoy Brilliant
$650/yr
6.0/10
Quick Answer
Hilton Honors Surpass charges $95/yr with 1X base rewards. Marriott Bonvoy Brilliant charges $650/yr with 1X base rewards. Hilton Honors Surpass offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Hilton Honors Surpass
Lower annual fee ($95 vs $650)
Rewards Earning
Hilton Honors Surpass
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Marriott Bonvoy Brilliant
$400 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Hilton Honors Surpass wins for most people
The $555 fee difference is hard to justify unless you maximize premium benefits.
Apply for Hilton Honors SurpassPREMIUM PICK
Marriott Bonvoy Brilliant wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Marriott Bonvoy BrilliantRewards Earning: Detailed Comparison
Hilton Honors Surpass
| Hilton hotels | 12.0X |
| US restaurants | 6.0X |
| US supermarkets | 6.0X |
| US gas stations | 6.0X |
| US online retail | 4.0X |
| Everything else | 3.0X |
Marriott Bonvoy Brilliant
| Marriott Bonvoy hotels | 6.0X |
| US restaurants | 3.0X |
| Flights (direct) | 3.0X |
| Everything else | 2.0X |