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IHG Traveler vs Wyndham Rewards Earner Plus

IHG Traveler

IHG Traveler

$0/yr
7.0/10
VS
Wyndham Rewards Earner Plus

Wyndham Rewards Earner Plus

$75/yr
6.5/10
Quick Answer

IHG Traveler charges no annual fee with 1X base rewards. Wyndham Rewards Earner Plus charges $75/yr with 1X base rewards. IHG Traveler offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for IHG Traveler →
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Apply for Wyndham Rewards Earner Plus →
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Category
IHG Traveler
Wyndham Rewards Earner Plus
Annual Fee
$0 ✓
$75
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

IHG Traveler
Lower annual fee ($0 vs $75)

Rewards Earning

IHG Traveler
5 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

IHG Traveler wins for most people

The $75 fee difference is hard to justify unless you maximize premium benefits.

Apply for IHG Traveler
PREMIUM PICK

Wyndham Rewards Earner Plus wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Wyndham Rewards Earner Plus

Rewards Earning: Detailed Comparison

IHG Traveler

IHG Hotels & Resorts5.0X
Dining3.0X
Gas stations3.0X
Groceries3.0X
Everything else2.0X

Wyndham Rewards Earner Plus

Wyndham hotel & resorts6.0X
Gas stations & restaurants4.0X
Everything else1.0X
Read IHG Traveler Review →Read Wyndham Rewards Earner Plus Review →