Virgin Red Rewards vs Xbox
Virgin Red Rewards
$99/yr
6.0/10
VS
Xbox
$0/yr
7.0/10
Quick Answer
Virgin Red Rewards charges $99/yr with 1X base rewards. Xbox charges no annual fee with 1X base rewards. Xbox offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Xbox
Lower annual fee ($99 vs $0)
Rewards Earning
Virgin Red Rewards
3 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Xbox wins for most people
The $99 fee difference is hard to justify unless you maximize premium benefits.
Apply for XboxPREMIUM PICK
Virgin Red Rewards wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Virgin Red RewardsRewards Earning: Detailed Comparison
Virgin Red Rewards
| Virgin Atlantic & Virgin Red partners | 3.0X |
| Dining & travel | 2.0X |
| Everything else | 1.0X |
Xbox
| Xbox purchases | 5.0X |
| Dining, grocery, entertainment | 3.0X |
| Everything else | 1.0X |