Advertiser Disclosure — This site may receive compensation when you click links and apply for credit cards. Compensation may impact which products appear and their placement. We strive to provide accurate information but cannot guarantee all details are current. This site does not include every credit card available. Always verify terms with the card issuer before applying. Full disclosure

Air France KLM vs World of Hyatt Business

Air France KLM

Air France KLM

$89/yr
6.5/10
VS
World of Hyatt Business

World of Hyatt Business

$199/yr
6.0/10
Quick Answer

Air France KLM charges $89/yr with 1X base rewards. World of Hyatt Business charges $199/yr with 1X base rewards. Air France KLM offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Air France KLM →
PointsPick may earn a commission. Disclosure
Apply for World of Hyatt Business →
PointsPick may earn a commission. Disclosure
Category
Air France KLM
World of Hyatt Business
Annual Fee
$89 ✓
$199
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

Air France KLM
Lower annual fee ($89 vs $199)

Rewards Earning

World of Hyatt Business
5 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Statement Credits

World of Hyatt Business
$100 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Air France KLM wins for most people

The $110 fee difference is hard to justify unless you maximize premium benefits.

Apply for Air France KLM
PREMIUM PICK

World of Hyatt Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for World of Hyatt Business

Rewards Earning: Detailed Comparison

Air France KLM

Air France & KLM purchases3.0X
Dining & entertainment1.5X
Everything else1.0X

World of Hyatt Business

Hyatt hotels (4 base + 5 bonus)9.0X
Dining2.0X
Airline tickets (direct)2.0X
Local transit & commuting2.0X
Everything else1.0X
Read Air France KLM Review →Read World of Hyatt Business Review →