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Altitude Go vs Hilton Honors Business

Altitude Go

Altitude Go

$0/yr
7.5/10
VS
Hilton Honors Business

Hilton Honors Business

$175/yr
6.5/10
Quick Answer

Altitude Go charges no annual fee with 1X base rewards. Hilton Honors Business charges $175/yr with 1X base rewards. Altitude Go offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Altitude Go →
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Apply for Hilton Honors Business →
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Category
Altitude Go
Hilton Honors Business
Annual Fee
$0 ✓
$175
Base Earning Rate
1.0X
1.0X
Signup Bonus
20,000 points
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Points

Winner by Category

Annual Fees

Altitude Go
Lower annual fee ($0 vs $175)

Rewards Earning

Hilton Honors Business
7 earning categories

Benefits & Protection

Altitude Go
3 benefits vs 0

Statement Credits

Hilton Honors Business
$60 in annual credits

Flexibility

Hilton Honors Business
Transferable points to airline/hotel partners
OUR PICK

Altitude Go wins for most people

The $175 fee difference is hard to justify unless you maximize premium benefits.

Apply for Altitude Go
PREMIUM PICK

Hilton Honors Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for Hilton Honors Business

Rewards Earning: Detailed Comparison

Altitude Go

Dining including takeout4.0X
Gas stations2.0X
Grocery stores2.0X
Streaming services2.0X
Everything else1.0X

Hilton Honors Business

Hilton hotels12.0X
US gas stations5.0X
US restaurants5.0X
Wireless phone services (US)5.0X
US shipping5.0X
US airlines (direct)5.0X
Everything else3.0X

Card Benefits: Detailed Comparison

Altitude Go (3 benefits)

  • Purchase Security
  • Extended Warranty Protection
  • Cell Phone Protection (up to $600)

Hilton Honors Business (0 benefits)

See full review for benefits details.

Read Altitude Go Review →Read Hilton Honors Business Review →