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Altitude Go vs United Business

Altitude Go

Altitude Go

$0/yr
7.5/10
VS
United Business

United Business

$150/yr
6.0/10
Quick Answer

Altitude Go charges no annual fee with 1X base rewards. United Business charges $150/yr with 1X base rewards. Altitude Go offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.

Apply for Altitude Go →
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Apply for United Business →
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Category
Altitude Go
United Business
Annual Fee
$0 ✓
$150
Base Earning Rate
1.0X
1.0X
Signup Bonus
20,000 points
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Cashback
Points

Winner by Category

Annual Fees

Altitude Go
Lower annual fee ($0 vs $150)

Rewards Earning

United Business
6 earning categories

Benefits & Protection

Altitude Go
3 benefits vs 0

Statement Credits

United Business
$100 in annual credits

Flexibility

Tie
Both cards have similar redemption flexibility
OUR PICK

Altitude Go wins for most people

The $150 fee difference is hard to justify unless you maximize premium benefits.

Apply for Altitude Go
PREMIUM PICK

United Business wins for heavy spenders

If you can offset the higher fee with credits and perks, this card delivers more value.

Apply for United Business

Rewards Earning: Detailed Comparison

Altitude Go

Dining including takeout4.0X
Gas stations2.0X
Grocery stores2.0X
Streaming services2.0X
Everything else1.0X

United Business

United Airlines purchases2.0X
Dining2.0X
Hotel stays2.0X
Gas stations2.0X
Office supply stores2.0X
Everything else1.0X

Card Benefits: Detailed Comparison

Altitude Go (3 benefits)

  • Purchase Security
  • Extended Warranty Protection
  • Cell Phone Protection (up to $600)

United Business (0 benefits)

See full review for benefits details.

Read Altitude Go Review →Read United Business Review →