Altitude Go vs United Business

Altitude Go
$0/yr
7.5/10
VS

United Business
$150/yr
6.0/10
Quick Answer
Altitude Go charges no annual fee with 1X base rewards. United Business charges $150/yr with 1X base rewards. Altitude Go offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Altitude Go →
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Winner by Category
Annual Fees
Altitude Go
Lower annual fee ($0 vs $150)
Rewards Earning
United Business
6 earning categories
Benefits & Protection
Altitude Go
3 benefits vs 0
Statement Credits
United Business
$100 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Altitude Go wins for most people
The $150 fee difference is hard to justify unless you maximize premium benefits.
Apply for Altitude GoPREMIUM PICK
United Business wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United BusinessRewards Earning: Detailed Comparison
Altitude Go
| Dining including takeout | 4.0X |
| Gas stations | 2.0X |
| Grocery stores | 2.0X |
| Streaming services | 2.0X |
| Everything else | 1.0X |
United Business
| United Airlines purchases | 2.0X |
| Dining | 2.0X |
| Hotel stays | 2.0X |
| Gas stations | 2.0X |
| Office supply stores | 2.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Altitude Go (3 benefits)
- Purchase Security
- Extended Warranty Protection
- Cell Phone Protection (up to $600)
United Business (0 benefits)
See full review for benefits details.