Avianca LifeMiles Elite vs Strata Premier
Avianca LifeMiles Elite
$250/yr
6.0/10
VS
Strata Premier
$95/yr
8.0/10
Quick Answer
Avianca LifeMiles Elite charges $250/yr with 1X base rewards. Strata Premier charges $95/yr with 1X base rewards. Strata Premier offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for Avianca LifeMiles Elite →
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Winner by Category
Annual Fees
Strata Premier
Lower annual fee ($250 vs $95)
Rewards Earning
Strata Premier
6 earning categories
Benefits & Protection
Strata Premier
6 benefits vs 0
Flexibility
Strata Premier
Transferable points to airline/hotel partners
OUR PICK
Strata Premier wins for most people
The $155 fee difference is hard to justify unless you maximize premium benefits.
Apply for Strata PremierPREMIUM PICK
Avianca LifeMiles Elite wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Avianca LifeMiles EliteRewards Earning: Detailed Comparison
Avianca LifeMiles Elite
| Avianca purchases | 4.0X |
| Dining & hotels | 2.0X |
| Everything else | 1.0X |
Strata Premier
| Hotels/car rentals via Citi Travel | 10.0X |
| Dining | 3.0X |
| Supermarkets | 3.0X |
| Gas stations | 3.0X |
| Air travel | 3.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Avianca LifeMiles Elite (0 benefits)
See full review for benefits details.
Strata Premier (6 benefits)
- Trip Cancellation and Interruption Protection (up to $1,500)
- Trip Delay Protection (up to $500)
- Baggage Delay Protection (up to $100)
- Car Rental Collision Damage Waiver
- Citi Purchase Protection (up to $10,000)
- Extended Warranty