United Gateway vs Wyndham Rewards Earner
United Gateway
$0/yr
7.0/10
VS
Wyndham Rewards Earner
$0/yr
7.0/10
Quick Answer
United Gateway charges no annual fee with 1X base rewards. Wyndham Rewards Earner charges no annual fee with 1X base rewards. United Gateway offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
United Gateway
Lower annual fee ($0 vs $0)
Rewards Earning
United Gateway
4 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
United Gateway edges ahead
Better rewards and benefits at the same fee level.
Apply for United GatewayPREMIUM PICK
Wyndham Rewards Earner is a strong alternative
Competitive features make it worth considering.
Apply for Wyndham Rewards EarnerRewards Earning: Detailed Comparison
United Gateway
| United Airlines purchases | 2.0X |
| Gas stations | 2.0X |
| Local transit & commuting | 2.0X |
| Everything else | 1.0X |
Wyndham Rewards Earner
| Wyndham hotel & resorts | 5.0X |
| Gas stations & restaurants | 2.0X |
| Everything else | 1.0X |