AAA Travel Advantage vs Blue Cash Preferred
AAA Travel Advantage
$0/yr
7.0/10
VS
Blue Cash Preferred
$95/yr
7.0/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. Blue Cash Preferred charges $95/yr with 1X base rewards. AAA Travel Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
Apply for AAA Travel Advantage →
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $95)
Rewards Earning
Blue Cash Preferred
5 earning categories
Benefits & Protection
Blue Cash Preferred
4 benefits vs 0
Statement Credits
Blue Cash Preferred
$204 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Travel Advantage wins for most people
The $95 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Travel AdvantagePREMIUM PICK
Blue Cash Preferred wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Blue Cash PreferredRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
Blue Cash Preferred
| US supermarkets | 6.0X (up to $6,000) |
| Streaming services | 6.0X |
| Transit | 3.0X |
| US gas stations | 3.0X (up to $6,000) |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
AAA Travel Advantage (0 benefits)
See full review for benefits details.
Blue Cash Preferred (4 benefits)
- Car Rental Loss and Damage Insurance
- Purchase Protection (up to $1,000)
- Extended Warranty
- Return Protection (up to $300)