AAA Travel Advantage vs Delta SkyMiles Reserve
AAA Travel Advantage
$0/yr
7.0/10
VS
Delta SkyMiles Reserve
$650/yr
5.5/10
Quick Answer
AAA Travel Advantage charges no annual fee with 1X base rewards. Delta SkyMiles Reserve charges $650/yr with 1X base rewards. AAA Travel Advantage offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
AAA Travel Advantage
Lower annual fee ($0 vs $650)
Rewards Earning
AAA Travel Advantage
4 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
Delta SkyMiles Reserve
$360 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
AAA Travel Advantage wins for most people
The $650 fee difference is hard to justify unless you maximize premium benefits.
Apply for AAA Travel AdvantagePREMIUM PICK
Delta SkyMiles Reserve wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for Delta SkyMiles ReserveRewards Earning: Detailed Comparison
AAA Travel Advantage
| Travel (via AAA Travel) | 5.0X |
| Gas stations & EV charging | 3.0X |
| Grocery stores | 3.0X |
| Everything else | 1.0X |
Delta SkyMiles Reserve
| Delta purchases | 3.0X |
| Everything else | 1.0X |
| 15% off award travel | 1.5X |