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AARP Essential Rewards vs Hilton Honors

AARP Essential Rewards

AARP Essential Rewards

$0/yr
7.0/10
VS
Hilton Honors

Hilton Honors

$0/yr
7.5/10
Quick Answer

AARP Essential Rewards charges no annual fee with 1X base rewards. Hilton Honors charges no annual fee with 1X base rewards. AARP Essential Rewards offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.

Apply for AARP Essential Rewards →
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Apply for Hilton Honors →
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Category
AARP Essential Rewards
Hilton Honors
Annual Fee
$0
$0
Base Earning Rate
1.0X
1.0X
Signup Bonus
None
None
Foreign Transaction Fee
$0
$0
Card Network
N/A
N/A
Reward Type
Points
Points

Winner by Category

Annual Fees

AARP Essential Rewards
Lower annual fee ($0 vs $0)

Rewards Earning

Hilton Honors
5 earning categories

Benefits & Protection

See card details
Visit each card's review for full benefits list

Flexibility

Hilton Honors
Transferable points to airline/hotel partners
OUR PICK

AARP Essential Rewards edges ahead

Better rewards and benefits at the same fee level.

Apply for AARP Essential Rewards
PREMIUM PICK

Hilton Honors is a strong alternative

Competitive features make it worth considering.

Apply for Hilton Honors

Rewards Earning: Detailed Comparison

AARP Essential Rewards

Gas stations & drugstores3.0X
Everything else1.0X

Hilton Honors

Hilton hotels7.0X
US restaurants5.0X
US supermarkets5.0X
US gas stations5.0X
Everything else3.0X
Read AARP Essential Rewards Review →Read Hilton Honors Review →