United Business vs United Quest
United Business
$150/yr
6.0/10
VS
United Quest
$350/yr
6.0/10
Quick Answer
United Business charges $150/yr with 1X base rewards. United Quest charges $350/yr with 1X base rewards. United Business offers better overall value for most spenders when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
United Business
Lower annual fee ($150 vs $350)
Rewards Earning
United Business
6 earning categories
Benefits & Protection
See card details
Visit each card's review for full benefits list
Statement Credits
United Quest
$125 in annual credits
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
United Business wins for most people
The $200 fee difference is hard to justify unless you maximize premium benefits.
Apply for United BusinessPREMIUM PICK
United Quest wins for heavy spenders
If you can offset the higher fee with credits and perks, this card delivers more value.
Apply for United QuestRewards Earning: Detailed Comparison
United Business
| United Airlines purchases | 2.0X |
| Dining | 2.0X |
| Hotel stays | 2.0X |
| Gas stations | 2.0X |
| Office supply stores | 2.0X |
| Everything else | 1.0X |
United Quest
| United Airlines purchases | 3.0X |
| Dining | 2.0X |
| Hotel stays | 2.0X |
| Everything else | 1.0X |