MCC 6513

What MCC Code Does Airbnb Use?

Plus: the best credit cards to use at Airbnb for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

Airbnb uses MCC code 6513 (Real Estate Agents and Managers - Rentals). The best credit card is the Bilt, earning 1x rewards on this category.

Best Credit Cards at Airbnb

Airbnb transactions are processed under MCC 6513 (Real Estate Agents and Managers - Rentals, category: financial). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Bilt 1x No annual fee Wells Fargo Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

All cards for MCC 6513 Airbnb merchant page MCC lookup tool Best credit cards

Frequently Asked Questions

What MCC code does Airbnb use?

Airbnb uses MCC code 6513, which is classified as "Real Estate Agents and Managers - Rentals". This determines which credit card bonus categories apply to purchases at Airbnb.

What is the best credit card to use at Airbnb?

The best credit card at Airbnb is the Bilt, which earns 1x points/miles on purchases coded as MCC 6513 (Real Estate Agents and Managers - Rentals).

Does Airbnb qualify for grocery credit card bonuses?

Airbnb uses MCC 6513 (Real Estate Agents and Managers - Rentals). This means purchases at Airbnb do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).