MCC 5732

What MCC Code Does Apple Store Use?

Plus: the best credit cards to use at Apple Store for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

Apple Store uses MCC code 5732 (Electronic Sales). The best credit card is the Business Platinum, earning 2x rewards on this category.

Best Credit Cards at Apple Store

Apple Store transactions are processed under MCC 5732 (Electronic Sales, category: home). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Business Platinum 2x $695/yr American Express Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

All cards for MCC 5732 Apple Store merchant page MCC lookup tool Best credit cards

Frequently Asked Questions

What MCC code does Apple Store use?

Apple Store uses MCC code 5732, which is classified as "Electronic Sales". This determines which credit card bonus categories apply to purchases at Apple Store.

What is the best credit card to use at Apple Store?

The best credit card at Apple Store is the Business Platinum, which earns 2x points/miles on purchases coded as MCC 5732 (Electronic Sales).

Does Apple Store qualify for grocery credit card bonuses?

Apple Store uses MCC 5732 (Electronic Sales). This means purchases at Apple Store do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).