MCC 5712

What MCC Code Does Ashley Furniture Use?

Plus: the best credit cards to use at Ashley Furniture for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

Ashley Furniture uses MCC code 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances). The best credit card is the Signify Business Cash, earning 2x rewards on this category.

Best Credit Cards at Ashley Furniture

Ashley Furniture transactions are processed under MCC 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances, category: home). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Signify Business Cash 2x No annual fee Wells Fargo Apply Now
Active Cash 2x No annual fee Wells Fargo Apply Now
Freedom Unlimited 2x No annual fee Chase Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

All cards for MCC 5712 Ashley Furniture merchant page MCC lookup tool Best credit cards

Frequently Asked Questions

What MCC code does Ashley Furniture use?

Ashley Furniture uses MCC code 5712, which is classified as "Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances". This determines which credit card bonus categories apply to purchases at Ashley Furniture.

What is the best credit card to use at Ashley Furniture?

The best credit card at Ashley Furniture is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances).

Does Ashley Furniture qualify for grocery credit card bonuses?

Ashley Furniture uses MCC 5712 (Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances). This means purchases at Ashley Furniture do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).