MCC 5732

What MCC Code Does Best Buy Use?

Plus: the best credit cards to use at Best Buy for maximum rewards in 2026.

By PointsPick Team, Credit Card Research Team  ·  Updated April 2026

Quick Answer

Best Buy uses MCC code 5732 (Electronic Sales). The best credit card is the Business Platinum, earning 2x rewards on this category.

Best Credit Cards at Best Buy

Best Buy transactions are processed under MCC 5732 (Electronic Sales, category: home). These cards earn the highest rewards:

Card Earning Rate Annual Fee Issuer
Business Platinum 2x $695/yr American Express Apply Now

Rates and fees as of April 2026. Verify with issuer before applying.

Quick Reference

All cards for MCC 5732 Best Buy merchant page MCC lookup tool Best credit cards

Frequently Asked Questions

What MCC code does Best Buy use?

Best Buy uses MCC code 5732, which is classified as "Electronic Sales". This determines which credit card bonus categories apply to purchases at Best Buy.

What is the best credit card to use at Best Buy?

The best credit card at Best Buy is the Business Platinum, which earns 2x points/miles on purchases coded as MCC 5732 (Electronic Sales).

Does Best Buy qualify for grocery credit card bonuses?

Best Buy uses MCC 5732 (Electronic Sales). This means purchases at Best Buy do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).