Plus: the best credit cards to use at Books-A-Million for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Books-A-Million uses MCC code 5942 (Book Stores). The best credit card is the Signify Business Cash, earning 2x rewards on this category.
Books-A-Million transactions are processed under MCC 5942 (Book Stores, category: bookstore). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Signify Business Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Active Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Freedom Unlimited | 2x | No annual fee | Chase | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Books-A-Million uses MCC code 5942, which is classified as "Book Stores". This determines which credit card bonus categories apply to purchases at Books-A-Million.
The best credit card at Books-A-Million is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 5942 (Book Stores).
Books-A-Million uses MCC 5942 (Book Stores). This means purchases at Books-A-Million do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).