Plus: the best credit cards to use at Care.com for maximum rewards in 2026.
By PointsPick Team, Credit Card Research Team · Updated April 2026
Care.com uses MCC code 8099 (Medical Services and Health Practitioners (Not Elsewhere Classified)). The best credit card is the Signify Business Cash, earning 2x rewards on this category.
Care.com transactions are processed under MCC 8099 (Medical Services and Health Practitioners (Not Elsewhere Classified), category: healthcare). These cards earn the highest rewards:
| Card | Earning Rate | Annual Fee | Issuer | |
|---|---|---|---|---|
| Signify Business Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Active Cash | 2x | No annual fee | Wells Fargo | Apply Now |
| Freedom Unlimited | 2x | No annual fee | Chase | Apply Now |
Rates and fees as of April 2026. Verify with issuer before applying.
Care.com uses MCC code 8099, which is classified as "Medical Services and Health Practitioners (Not Elsewhere Classified)". This determines which credit card bonus categories apply to purchases at Care.com.
The best credit card at Care.com is the Signify Business Cash, which earns 2x points/miles on purchases coded as MCC 8099 (Medical Services and Health Practitioners (Not Elsewhere Classified)).
Care.com uses MCC 8099 (Medical Services and Health Practitioners (Not Elsewhere Classified)). This means purchases at Care.com do NOT qualify for grocery credit card bonuses, which require MCC 5411 (Grocery Stores and Supermarkets).